Consider the Basics - Heart In Diamond

Most self-employed individuals are unable to predict their income on a month-to-month basis. If you are self-employed with a fluctuating income, it may serve you well to make time to determine how much money you need to live on. Figure out how much money you spend on food, housing, utilities and other expenses. Then use that money to determine how many extra funds you have for the remainder of the month. Remember that income fluctuates so if the time comes that you make more than the amount you need in a given month, don’t increase your spending.

This will not only help you to spend your money more wisely but will also provide a window that will show whether you are making enough money.